Choosing a Bank

Revised on October 5, 2021


This page compares different main Japanese banks in different aspects, from required oral skills to months spent in Japan. Banks are ranked from recommended to not so recommended for new E-track students.

Submitting your “My Number” to your bank allows you to make overseas remittances and gives you access to other services.


Japan Post Bank

  • Official Website
  • Openable straightaway after arriving in Japan
  • Domestic / international transfers available straightaway
Closest Branch to TIUKasumigaseki Branch
IdentificationSignature or Hanko (Seal) stamp
Permission from GuardianNot required

Requirements & Conditions

  • Openable only in your area of residence

Necessary Documents

  • Residence Card
  • Student ID
  • Japanese Phone Number
  • Social Security Number (US Nationals only)
  • Personal Identity Card (Japanese Nationals only)

Mizuho Bank

  • Official Website
  • Kawagoe Branch accounts are not charged for money-transferring transactions to TIU
Closest Branches to TIUKawagoe Branch / Kawagoe-Ekimae Branch
IdentificationNon-rubber nor self-inking Hanko (Seal) stamp
Permission from GuardianNot required

Requirements & Conditions

  • Have lived in Japan for 6 months
  • Advanced Japanese skills, or someone who can speak Japanese
  • Openable only in your area of residence

Necessary Documents

  • Residence Card
  • Student ID
  • Japanese Phone Number
  • Passport
  • Social Security Number (US Nationals only)

Saitama Resona Bank

  • Official Website
  • Seal will not be needed if you have lived in Japan for over 6 months
Closest Branch to TIUKasumigaseki Branch
IdentificationNon-self-inking Hanko (Seal) stamp
Permission from GuardianNot required

Requirements & Conditions

  • Have lived in Japan for 6 months
  • Advanced Japanese skills, or someone who can speak Japanese

Necessary Documents

  • Residence Card
  • Student ID
  • Japanese Phone Number
  • Passport
  • Financial Document (E.g. Tuition Slips, Estate Contracts)
  • Social Security Number (US Nationals only)

Shinsei Bank

Closest Branches to TIUIkebukuro Branch / Omiya Branch
IdentificationSignature or Hanko (Seal) stamp
Permission from GuardianNeeded if under 20

Requirements & Conditions

  • Have lived in Japan for 6 months
  • For underaged applications, legal guardian needs to be living in Japan

Necessary Documents

  • Residence Card
  • Japanese Phone Number
  • My Number
  • Driver’s License

Bank of Tokyo-Mitsubishi UFJ

Closest Branch to TIUKawagoe Branch
IdentificationNon-rubber nor self-inking Hanko (Seal) stamp
Permission from GuardianNot required

Requirements & Conditions

  • Have lived in Japan for 6 months
  • Advanced Japanese skills

Necessary Documents

  • Residence Card
  • Japanese Phone Number
  • Student ID / Certificate of Enrollment
  • My Number
  • Passport

Sumitomo Mitsui Bank

Closest Branch to TIUKawagoe Branch
IdentificationNon-rubber nor self-inking Hanko (Seal) stamp
Permission from GuardianNot required

Requirements & Conditions

  • Have lived in Japan for 6 months
  • Advanced Japanese skills
  • Expiration date of Residence Card has to be more than 3 months away
  • Appointments needed

Necessary Documents

  • Residence Card
  • Japanese Phone Number
  • Passport
  • Social Security Number (US Nationals only)